Preparing for Emergencies: A Comprehensive Guide for Independent Living
Moving out of home for the first time brings with it many new responsibilities, and one of the most important is being prepared for emergencies. While it’s not something anyone likes to think about, the reality is that unforeseen situations do happen, and having a plan in place can make all the difference. Whether it’s a health scare, a household issue, or a safety concern, being ready will reduce stress and give your young adult the confidence to handle whatever life throws their way.
1. Build an Emergency Fund
Life is unpredictable, and emergencies often come with unplanned expenses. Car breakdowns, sudden medical bills, or a lost phone can quickly become stressful financial burdens. This is where an emergency fund comes in. Encourage your young adult to set aside a small amount each month—aim for at least $500 as a starting point. Having this cushion allows them to tackle unexpected costs without resorting to credit cards or loans, which can lead to long-term debt.
While building this fund, they should also consider where the money is stored. A separate savings account that isn’t too easily accessible can ensure they don’t dip into it for non-emergencies.
2. Compile a List of Essential Contacts
In an emergency, knowing who to call can save valuable time and provide peace of mind. Work with your young adult to create a list of essential contacts, both in their phone and as a printed list. Include:
Medical Contacts: Their general practitioner (GP) and nearest hospital emergency department.
Household Services: Plumbers, electricians, or other repair services—especially if they are renting.
Landlord or Property Manager: For rental emergencies like leaks or power outages.
Emergency Services: Ensure they know how to contact local police, fire, and ambulance services directly, and make sure they know Australia’s emergency number (000).
Having these numbers readily available ensures they aren’t scrambling during an urgent situation.
A couple of other things:
Install the “Find my device” app - especially if they’re prone to loosing things.
Make sure they have a spare key to their accommodation - either with a friend or in a locked box.
3. Prioritize Personal Safety
It’s important to have conversations around personal safety. If your young adult is living alone or in a new area, they may not be fully aware of the risks in their environment. Teach them to be mindful of:
Staying Aware of Their Surroundings: Whether walking alone at night or taking public transportation, it’s important to stay alert.
Knowing Safe Routes: Encourage them to familiarize themselves with the safest routes between home, work, or school, and avoid poorly lit or isolated areas.
Keeping Emergency Items: Carrying a personal safety alarm or a whistle can provide peace of mind, especially for those living in urban environments.
Digital Safety: Ensure they have secure passwords for devices and know how to lock or track a stolen phone.
4. Learn Basic First Aid
Accidents and health issues happen, and knowing basic first aid can make a world of difference. Encourage your young adult to take a first aid course, which will teach them how to handle common injuries, burns, or even more serious events like choking or CPR. They should also keep a first aid kit at home, stocked with:
Bandages and plasters
Antiseptic wipes and cream
Pain relievers like ibuprofen or paracetamol
Thermometer
Any personal medications they need
Being prepared with these essentials can prevent minor injuries from becoming major issues.
5. Stay Informed About Local Emergencies
Emergencies can also come in the form of natural disasters or community-wide events, especially in regions prone to bushfires, floods, or storms. Make sure your young adult is aware of:
Local News Alerts: Encourage them to follow local news apps or weather channels to stay informed of major events.
Emergency Shelters and Evacuation Routes: If they live in an area prone to natural disasters, knowing where to go can be life-saving.
Local Community Resources: Some cities and regions offer SMS alerts or apps that inform residents of emergencies or disruptions like power outages.
Quick Summary: Emergency Preparedness for Independent Living
Emergency Fund: Set aside at least $500 for unexpected expenses.
Essential Contacts: Have a list of emergency numbers including a doctor, hospital, and landlord.
Personal Safety: Know the nearest hospital and take precautions to avoid unsafe areas.
First Aid: Keep a first aid kit at home and learn basic first aid techniques.
Stay Informed: Use reliable sources to stay updated in case of local emergencies.
With these and other strategies, your young adult will be equipped to handle the unexpected with confidence. Our full course, Life Skills: Moving Out of Home & Beyond, covers these topics in-depth and more including personal financial management and how to save, finding accommodation, cooking for yourself and basic recipes, regular routines, how to develop a life plan and lots more. There’s a whole new part on Finding a Job and what employers expect.